Philadelphia Car Insurance Information
Philadelphia City is at position 3 in a list that contains cities of Pennsylvania State with the most costly auto insurance rates. Vehicle owners of Philadelphia pay about 0.4 times or 43% more in their auto insurance premiums as compared to the auto insurance average of the state. In addition, they pay 2 times more as compared to the auto insurance average of the entire nation.
In Philadelphia city, the average auto insurance rates per year is around $2,093/ year in comparison to the national auto insurance average of $900 per year. This makes it necessary to shop for few auto insurance quotes before purchasing the insurance policy for your car.
The table below clearly shows the average auto insurance cost of Philadelphia, Pennsylvania State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Philadelphia
We compared the car insurance rates of Philadelphia City in order to identify the insurance company with the cheapest rates. The rates of car insurance vary depending on the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability in quotes of the companies.
For instance, the highest auto insurance quote in this city was $1728 which is 150% higher as compared to the cheapest quote of the cheapest company which was $1199. We therefore compel you to always obtain quotes form a minimum of 3 auto insurance firms and compare their rates.
To makes things much simpler, we have made a list of the ten cheapest car insurance firms in Philadelphia and their yearly rates of auto insurance in the table below.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Erie | $1,199 |
| 2 | General Casualty | $1,200 |
| 3 | Harleysville | $1,476 |
| 4 | Mutual Benefit Group | $1,572 |
| 5 | Auto Owners | $1,596 |
| 6 | The Hartford | $1,632 |
| 7 | Nationwide | $1,680 |
| 8 | Chubb | $1,726 |
| 9 | State Auto | $1,740 |
Philadelphia Car Insurance Rate by Zip Code
In the above table, we’ve recorded data that compares various rates of car insurance in Philadelphia by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes.
For instance, the average auto insurance rate for a 30 year old male driver in Philadelphia at 19128 zip code is $2241. On the other hand, the average rate of auto for a similar driver at 19145 zip code increases up to $2944. We can clearly see that there is a price increase of about $703/ year when there is a change in the zip codes within Philadelphia City. Therefore, it is important to select the appropriate zip code so as to obtain the cheapest auto insurance rates in Philadelphia. Luckily, this is exactly what Network auto insurance does for you. We assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Philadelphia.
| Zip Code | Lowest Possible insurance Rate | Average rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 19152 | $996 | $2684 | $5712 |
| 19114 | $1038 | $2579 | $4986 |
| 19145 | $1256 | $2944 | $6089 |
| 19148 | $833 | $2767 | $5894 |
| 19125 | $1151 | $2864 | $5337 |
| 19104 | $833 | $2840 | $5804 |
| 19128 | $888 | $2241 | $4755 |
| 19119 | $931 | $2448 | $5057 |
| 19146 | $833 | $2831 | $5614 |
| 19147 | $833 | $2817 | $5569 |
Philadelphia CAR INSURANCE RATES BY AGE
| Age | Men | Women |
|---|---|---|
| 20 | $5,059 | $5105 |
| 30 | $2,817 | $2841 |
| 40 | $2,761 | $2787 |
| 50 | $2,579 | $2603 |
| 60 | $2,541 | $2566 |
| 70 | $2747 | $2771 |
The table below contains data that compares the rate of auto insurance in Philadelphia for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.
For instance, the average rate of auto insurance in Philadelphia for a 20 year old male driver is $5059. Contrarily, the average rate of auto insurance for women within the same age group increases to reach $5,105. In addition, the car insurance rate for 30 year old female and male drivers is almost similar costing about $2,800 / year.
We can clearly see a huge decrease in price ($2,300/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Philadelphia’s auto insurance quotes within the age range of 30 to 70 become stable costing approximately $1,900 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Philadelphia, Pennsylvania.
