Cheap car insurance in Erie, PA

Erie city is located on Lake Erie’s southern shore and is the seat of the County of Erie in Pennsylvania State, USA. The city was named for the Native American people of Erie that lived in that area till mid-17th century and the lake. It’s the 4th biggest city in the State of Pennsylvania and the biggest city within Northwestern Pennsylvania, having a population of about 101,786 during the 2010 census of 2010. However, according to the estimated population of 2018, the populated of the city has decreased up to 96,471. Erie County, which is equivalent to the metropolitan area of Erie has 276,207 residents. The Museum of Erie Maritime traces Lake Erie’s history. In addition, it’s the home to the Port of Brig Niagara, which is an updated ship of the 19th century.

Erie Car Insurance Information

Erie City is ranked at position 32 in a list that contains cities of Pennsylvania State with the most costly auto insurance rates. Vehicle owners of Erie pay about $55 less in their auto insurance premiums as compared to the auto insurance average of the state. In addition, they pay $699 more as compared to the auto insurance average of the whole country.

In Erie city, the average auto insurance rates per year is approximately $1,599/ year in comparison to the national auto insurance average of $900 per year. This makes it necessary to shop for few auto insurance quotes before purchasing the insurance policy for your car.

The table below clearly shows the average auto insurance cost of Erie, Pennsylvania State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Erie

We compared the car insurance rates of Erie City in order to identify the insurance company with the cheapest rates. The rates of car insurance vary depending on the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability in quotes of the companies.

For instance, the highest auto insurance quote in Erie city was $1128 while the cheapest quote of auto was $912. We therefore compel you to always obtain quotes form a minimum of 3 auto insurance firms and compare their rates.

To makes things much simpler, we have made a list of the 5 cheapest car insurance firms in Erie City and their yearly rates of auto insurance in the table below.

Rate Car Insurance Company Annual Insurance Rate
1 General Casualty $912
2 Erie $996
3 Harleysville $1,068
4 Atlantic States $1,104
5 Auto Owners $1,128

Erie Car Insurance Rate by Zip Code

In the above table, we’ve recorded data that compares various rates of car insurance in Erie by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes.

For instance, the average auto insurance rate for a 30 year old male driver in Erie at 16508 zip code is $2241. On the other hand, the average rate of auto for a similar driver at 16512 zip code increases up to $2944. We can clearly see that there is a price increase of about $703/ year when there is a change in the zip codes within Erie City. Therefore, it is important to select the appropriate zip code so as to obtain the cheapest auto insurance rates in Erie. Luckily, this is exactly what Network auto insurance does for you. We assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Erie.

Zip Code Lowest Possible insurance Rate Average rate Highest Possible Insurance Rate
16541 $996 $2684 $5712
16538 $1038 $2579 $4986
16512 $1256 $2944 $6089
16505 $833 $2767 $5894
16546 $1151 $2864 $5337
16534 $833 $2840 $5804
16508 $888 $2241 $4755
16501 $931 $2448 $5057
16503 $833 $2831 $5614
16510 $833 $2817 $5569

Erie CAR INSURANCE RATES BY AGE

Age Women Men
70 $1,504 $1,489
60 $1,361 $1,346
50 $1,380 $1,365
40 $1,492 $1,476
30 $1,553 $1,538
20 $3,113 $3,002

The table below contains data that compares the rate of auto insurance in Erie for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.

For instance, the average rate of auto insurance in Erie for a 20 year old male driver is $3002. Contrarily, the average rate of auto insurance for women within the same age group increases to reach $3113. In addition, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,050 / year.

We can clearly see a huge decrease in price ($1,500/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Erie’s auto insurance quotes within the age range of 30 to 70 become stable costing approximately $1,200 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Erie, Pennsylvania.

MINIMUM CAR INSURANCE REQUIREMENT IN Erie

Insurance type Study limits
Underinsured motorist coverage $30,000/accident or $15,000/person
Property damage $50000/accident
Bodily injury liability $30,000/accident or $15,000/person

Erie city requires car insurance with the minimum protection from bodily injury of $15000 for every person or $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Erie

Timothy T Allen

4108 Main St, Erie, PA 16511, United States

agents.allstate.com

Northshore Insurance Agency

2340 W Grandview Blvd suite 3, Erie, PA 16506, United States

northshoreinsuranceagency.com

Insurance Agent: Jeremy Borrero

952 W 38th St, Erie, PA 16508, United States

eriefamilyinsurance.com

Aaa Insurance

4430 Buffalo Rd, Erie, PA 16510, United States

aaa.com

Mark Bruns Agency

1061 W 26th St, Erie, PA 16508, United States

markbrunsagency.com

Allstate Insurance: John Karnes

15 Millcreek Square, Erie, PA 16565, United States

agents.allstate.com

Bort Insurance Services

1460 W 38th St, Erie, PA 16508, United States

bortinsurance.com

Lafaro Insurance Agency

4627 Peach St, Erie, PA 16509, United States

www.manlafins.com

Allstate Insurance: Matthew Barczyk

3309 Liberty St, Erie, PA 16508, United States

agents.allstate.com

Erie PA DEMOGRAPHY

About Erie

Erie city is the third biggest metropolitan area in Pennsylvania State. The city was cleverly named due to its situation along the eastern and southern shores of Lake Erie. Since Erie city is the only city in Pennsylvania with a lake port access, manufacturing and shipping has been an important industry since its establishment. Up to date, the strong economy of Erie City makes it attractive to the new residents as well as private business.
  • Population 97,471 (2018)
  • Population Density 5086 per sq. miles
  • Per Capital Income $28,387
  • Latitude 42.1153792
  • Longitude -80.1059663
  • Land Area 50.17 km2
  • Area code 814