Harrisburg City is the capital of Pennsylvania Commonwealth in USA. Additionally, it is the seat to the County of Dauphin. It’s the 15th biggest city in Pennsylvania Commonwealth, having a population of about 49,229. It is situated on the eastern bank of River Susquehanna, 172 km (107 miles) west of the city of Philadelphia. It’s the anchor of the metropolitan area of Susquehanna Valley that had an estimated population of about 574,659 thus making it the 4th most populated city within Pennsylvania State as well as the 96th most populated city in USA.
Harrisburg Car Insurance Information
Harrisburg City is ranked at position 54 in a list that contains cities of Pennsylvania State with the most costly auto insurance rates. Vehicle owners of Harrisburg pay about $172 less in their auto insurance premiums as compared to the auto insurance average of the state. In addition, they pay $582 more as compared to the auto insurance average of the entire country.
In Harrisburg city, the average auto insurance rates per year is approximately $1,482/ year in comparison to the national auto insurance average of $900 per year. This makes it necessary to shop for few auto insurance quotes before purchasing the insurance policy for your car.
The table below clearly shows the average auto insurance cost of Harrisburg, Pennsylvania State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Harrisburg
We compared the car insurance rates of Harrisburg City in order to identify the insurance company with the cheapest rates. The rates of car insurance vary depending on the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability in quotes of the companies.
For instance, the highest auto insurance quote in Harrisburg city was $1214 while the cheapest quote of auto was $1098. We therefore compel you to always obtain quotes from a minimum of 3 auto insurance firms and compare their rates.
To makes things much simpler, we have made a list of the 5 cheapest car insurance firms in Harrisburg City and their yearly rates of auto insurance in the table below.
Rank | Car Insurance Company | Annual Insurance Rate |
---|---|---|
1 | Erie | $1,098 |
2 | Harleysville | $1,112 |
3 | Amica | $1,143 |
4 | Donegal Mutual | $1,165 |
5 | Auto Owners | $1,214 |
Harrisburg Car Insurance Rate by Zip Code
In the above table, we’ve recorded data that compares various rates of car insurance in Harrisburg by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes.
For instance, the average auto insurance rate for a 30 year old male driver in Harrisburg at 17129 zip code is $2241. On the other hand, the average rate of auto for a similar driver at 17043 zip code increases up to $2944. We can clearly see that there is a price increase of about $703/ year when there is a change in the zip codes within Harrisburg City. Therefore, it is important to select the appropriate zip code so as to obtain the cheapest auto insurance rates in Harrisburg. Luckily, this is exactly what Network auto insurance does for you. We assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Harrisburg.
Zip Code | Lowest Possible insurance Rate | Average rate | Highest Possible Insurance Rate |
---|---|---|---|
17127 | $996 | $2684 | $5712 |
17123 | $1038 | $2579 | $4986 |
17043 | $1256 | $2944 | $6089 |
17070 | $833 | $2767 | $5894 |
17104 | $1151 | $2864 | $5337 |
17120 | $833 | $2840 | $5804 |
17129 | $888 | $2241 | $4755 |
17122 | $931 | $2448 | $5057 |
17108 | $833 | $2831 | $5614 |
17105 | $833 | $2817 | $5569 |
Harrisburg CAR INSURANCE RATES BY AGE
Age | Men | Women |
---|---|---|
20 | $3002 | $3113 |
30 | $1538 | $1553 |
40 | $1476 | $1492 |
50 | $1365 | $1380 |
60 | $1346 | $1361 |
70 | $1489 | $1504 |
The table below contains data that compares the rate of auto insurance in Harrisburg for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.
For instance, the average rate of auto insurance in Harrisburg City for a 20 year old male driver is $3002. Contrarily, the average rate of auto insurance for women within the same age group increases to reach $3113. In addition, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,050 / year.
We can clearly see a huge decrease in price ($1,500/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Harrisburg’s auto insurance quotes within the age range of 30 to 70 become stable costing approximately $1,200 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Harrisburg, Pennsylvania.
MINIMUM CAR INSURANCE REQUIREMENT IN Harrisburg
Underinsured motorist coverage | $30,000/accident or $15,000/person |
---|---|
Property damage | $50000/accident |
Bodily injury liability | $30,000/accident or $15,000/person |
Harrisburg city requires car insurance with the minimum protection from bodily injury of $15000 for every person or $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.
Top car insurance agents in Harrisburg
Access Insurance Agency
6000 Linglestown Rd, Harrisburg, PA 17112, United States
accessinsurancepa.comCaptiol Insurance Agency
4113 Derry St, Harrisburg, PA 17111, United States
captiolinsurance.comStrock Insurance Agency
4345 Linglestown Rd, Harrisburg, PA 17112, United States
strockinsurance.comDale Wagner Insurance Agency
2642 Walnut St, Harrisburg, PA 17103, United States
aaa.comFarmers Insurance Agency: Lamont Hess
4813 Jonestown Rd #106, Harrisburg, PA 17109, United States
farmersinsuranceharrisburg.comAllstate Insurance: Thomas Hershberger
150 Linglestown Rd, Harrisburg, PA 17110, United States
agents.allstate.comAllstate Insurance: Doug Steiner
231 Bridge St, New Cumberland, PA 17070, United States
agents.allstate.comSamuel Feliciano: Farmers Insurance
4605 Locust Ln, Harrisburg, PA 17109, United States
agents.farmers.comAARP Pennsylvania
30 N 3rd St #750, Harrisburg, PA 17101, United States
states.aarp.orgHarrisburg PA DEMOGRAPHY
About Harrisburg
- Population 49,229 (2018)
- Population Density 6058 per sq. miles
- Per Capital Income $15,787
- Latitude 40.2821392
- Longitude -76.9154448
- Land Area 30.73 km2
- Area code 223 and 717